Terms of Service

Effective Date: January 2, 2026

Welcome to AhKyaway Mhat! By accessing or using our mobile application, you agree to be bound by these Terms of Service.

1. Description of Service

AhKyaway Mhat is a debt recording and management application designed for small businesses and personal use. It allows users to track customers, debts, and payments locally on their devices, with an optional cloud backup feature.

2. Data Storage and Responsibility

  • Local Storage: The App is "offline-first". All your data is stored locally on your device. Only you have access to this data.
  • Loss of Data: Since data is stored locally, deleting the App or losing your phone may result in permanent data loss. We are not responsible for any such loss.
  • Backup: We provide a feature to backup your data to your personal Google Drive. It is your responsibility to perform regular backups to prevent data loss.

3. User Conduct

You agree to use the App only for lawful purposes. You are strictly prohibited from using the App for:

  • Illegal money lending practices that violate local laws.
  • Harassing or threatening debtors.
  • Any fraudulent activities.

4. Limitation of Liability

To the fullest extent permitted by law, AhKyaway Mhat and its developers shall not be liable for:

  • Any indirect, incidental, special, consequential, or punitive damages.
  • Any loss of data, business, or profits.
  • Any disputes arising between you and your debtors/creditors. We are a software provider, not a financial institution or intermediary.

5. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect and use your information.

6. Financial Disclaimer

This App is a tool for record-keeping only. It does not constitute financial, legal, or accounting advice. You should consult with professionals for such matters.

7. Changes to Terms

We reserve the right to modify these specific terms at any time. We will notify users of any significant changes through the App or our website.

8. Contact Us

If you have any questions about these Terms, please contact us at:

  • Email: ryanwez25@gmail.com